Construction loan management software since 2010
Control every construction loan,
closing to completion.
Approve draws with certainty, protect your lien position, and be the lender builders and borrowers recommend.
Progress drawRequested$141,750
8 specialized agents reviewed this draw
Framing requested, nothing installed · $15,000 held
Change order awaiting your acceptance
No W-9 on file for the contractor
Title, waiver, and draw form: clear
$126,750 recommended of $141,750illustrative example
Real results from real lenders
The Land Gorilla ecosystem
AI for construction lending
Draws reviewed in minutes. Decisions stay yours.
Eight specialized AI agents review each draw request within the tolerances you set, like a title, inspection, and processing team working at once. Your team gets the findings and makes the call. It all happens inside Land Gorilla's construction draw software.
Progress draw$48,200
Clear
Progress draw$141,750
Framing not installed · $15,000 held
Final draw$62,900
Clear
Progress draw$27,400
Change order awaiting acceptance
Progress draw$96,300
Clear
Progress draw$18,750
Clear
Progress draw$73,100
Waiver on the wrong state form
Final draw$115,000
Clear
More draws per administrator, fewer problems after funding, and every finding on the record.
Your customer experience
Be the lender builders and borrowers recommend.
Your borrowers and builders see each update the moment it happens, under your name. Nobody calls to ask where things stand, and the project they remember is the smooth one they had with you.
State Compliance Library
50 states. 50 sets of rules. One platform that already knows them.
Lien priority, waiver forms, notice deadlines, retainage: the rules change at every state line, and getting one wrong costs lien position. The State Compliance Library documents all 50 the same way, and the same requirements are already at work inside Land Gorilla: the right statutory waiver generates in the draw, notice and licensing requirements sit as conditions on the loan, and the Draw Agents check each waiver against the state's form.
- Priority over prior mortgage
- Can relate back
- Statutory waiver form
- Required
- Notice of commencement
- Optional
- Contractor licensing
- No general license
- Preliminary notice
- Required
- Retainage
- 10% (statutory)
This does not constitute legal advice. See our End User Agreement for details.
Consumer and commercial
Consumer and commercial construction lending, on one platform.
Whether you lend to a family building a home or a developer building forty of them, each program runs to its own requirements and your policies, and your team works in one place.
Consumer
- One-time close construction-to-perm
- Two-time close construction
- Renovation (HomeStyle, ChoiceRenovation, FHA 203(k))
- Factory-built and manufactured housing
- Escrow holdback
Including recourse removal on renovation programs and de-titlement on factory-built.
Explore consumer solutionsCommercial
- Acquisition and development
- Commercial real estate construction
- Multi-family
- Builder finance
- Fix-and-flip and spec
Including guidance lines, retainage, borrowing base, participation lending, and SBA 7(a) and 504.
Explore commercial solutionsLearning
Compare notes with the people doing this every day.
Conversations with the lenders and builders shaping the industry, a newsletter on market conditions, and sessions for teams growing a construction program.
Listen
The Construction Lending Podcast
Conversations with the lenders, builders, and regulators shaping how construction finance works.
Listen to the latestRead
The Housing Digest
Housing starts, material costs, rate moves, and the policy changes that reach your pipeline, curated for the people administering construction loans.
SubscribeLearn
Masterminds
Small-group forums where construction lenders compare notes on draws, compliance, and risk with peers who do the same work.
About the Masterminds“We wouldn’t be where we are today, and I would never have expected it to take off like it has had it not been for Land Gorilla.”
Questions lenders ask
What is construction loan management software?
Software that runs a construction loan after closing: budget and draw administration, inspections, lien waivers, draw approvals, and servicing on one system. Land Gorilla has done exactly this since 2010, for banks, credit unions, independent mortgage banks, and private lenders.
How does Land Gorilla use AI in construction lending?
Land Gorilla applies AI across the whole loan. X-RAY analyzes the builder and project before closing. Intelligent Document Processing reads budgets, invoices, and handwritten forms into loan data. Eight specialized Draw Agents review each draw request against your policy and return findings for your team to decide on, the Assistant answers questions from loan data, and you set the tolerances the agents work within.
Does Land Gorilla integrate with Encompass?
Yes. Land Gorilla is the only construction loan platform with a native Encompass integration, on the Encompass Partner Connect framework, and the top-rated construction lending partner on the ICE Mortgage Technology Marketplace. Loans flow from Encompass into Land Gorilla automatically, budgets populate without data entry, and records are kept in sync.
Which construction loan programs does Land Gorilla support?
Consumer and commercial programs run on the same platform. Consumer: one-time and two-time close, renovation (HomeStyle, ChoiceRenovation, FHA 203(k)), factory-built housing, and escrow holdbacks. Commercial: A&D, commercial real estate, multi-family, builder finance, fix-and-flip, and SBA 7(a) and 504. Each is configurable to the program's requirements and your institution's policies.
Start here
Ready to up your construction lending game?
Tell us about your program, and a construction lending specialist will show you how the platform fits the way you lend.